Transamerica's TrendSetter LB policy outpaces competitors because of its very competitive rates and range of valuable living benefits. Throw in the ability to renew up to age 105 and it’s a top choice. TrendSetter LB policy outpaces competitors because of its very competitive rates and range of valuable living benefits. Throw in the ability to renew up to age 105 and it’s a top choice.   

* Maximum issue age for 10-year term life: 80 (age 60 for face amounts below $100,000)

* Level term lengths available: 10, 15, 20, 25 or 30 years

* Life insurance riders available: Accidental death, Children’s insurance rider, Monthly disability income rider, Disability waiver of premium rider

* Protection for the period of time you want: Term life insurance is available in 10-year, 15-year, 20-year or 30-year terms and is renewable each year until age 95. It can be converted to a permanent life insurance policy during the term period (up to age 65).

* Affordable coverage that won’t increase over time: Your premium payments are guaranteed to stay the same for the duration of the term you select. 

* Optional riders: There are also features, called riders, available on some products that let you access your death benefit during your lifetime to help pay for expenses related to critical, chronic or terminal illnesses.

* American General’s Select-a-Term breaks the mold when it comes to choices of level term lengths. Instead of the usual 10, 15, 20 and 30-year term choices, you can choose any length between 15 and 30 years (or 10 or 30 years). This will appeal to those looking to customize the period of time during which they lock in their life insurance rates.

And Select-a-Term’s low rates will appeal to any term life insurance buyer.

* Maximum issue age for 10-year term life: 80 (age 75 for tobacco users) 

* Level term lengths available: 10, 15-30 years in year increments, and 35 years.

* Life insurance riders available:

Accidental death benefit, Child life insurance rider, Waiver of premium